Personal Injury FAQ

 

• Do I need a lawyer after a car accident in Louisiana?
  Not every accident requires a lawyer. If you are injured, fault is disputed, or the insurance issues are unclear, it may be helpful to have the claim reviewed before making important decisions.
• What should I do after a car accident?
  Make sure everyone is safe, call police if appropriate, exchange information, take photographs, and get medical care if you are hurt. Keep copies of anything related to the accident and insurance claim.
• Should I talk to the insurance adjuster after an accident?
  You can report the accident, but be careful about giving detailed or recorded statements before you understand your injuries and the facts. Be truthful, but do not guess or minimize what happened.
• Should I accept the insurance company’s settlement offer?
  Before accepting an offer, make sure you understand your injuries, treatment, and what the settlement is intended to cover. Once a claim is settled and a release is signed, you generally cannot go back and ask for more.
• What happens if the other driver does not have insurance?
  Your own uninsured motorist coverage may apply, depending on your policy and the facts of the accident. Other insurance may also need to be reviewed.
• What if the other driver does not have enough insurance?
  If the at-fault driver’s insurance is not enough to cover your injuries, underinsured motorist coverage may become important. The available policies should be reviewed before assuming there is no additional coverage.
• How long do I have to file a personal injury claim in Louisiana?
  Louisiana has filing deadlines for personal injury claims, and missing the deadline can prevent recovery. The applicable deadline can depend on the date and circumstances of the accident, so it is important not to wait too long to investigate your options.
• What insurance pays after a car accident?
  That depends on the facts. The other driver’s liability insurance, your own collision, MedPay, or uninsured/underinsured motorist coverage may potentially apply.
• What if I am still hurting days after a car accident?
  Some injuries become more noticeable after the initial shock of an accident wears off. If you are still hurting or developing new symptoms, consider getting medical attention and be honest about what you are experiencing.
• How much does it cost to hire a personal injury lawyer?
  At DSG Law Office, personal injury cases are handled on a contingency-fee basis. That means there is no attorney fee unless a recovery is obtained.